Fee Protection Service


The pressure on the government to generate increased tax revenues has been well publicised and HM Revenue & Customs are targeted with delivering billions of pounds in additional yearly taxes. As a consequence, the number of tax enquiries undertaken by HMRC has increased significantly and this upward trend is expected to continue.

Any taxpayer can be targeted by HMRC to check that they are paying the right amount of tax and answering all of their questions takes time. The enquiries can often drag on for months and can sometimes even take years to conclude. This could result in you incurring thousands of pounds in professional fees as your accountants do everything they can to defend you and deal with HMRC on your behalf.

It is therefore more important than ever to protect yourself against these costs.

To provide peace of mind, we can offer you our Tax Enquiry Fee Protection Service which is backed by an insurance policy under which we can claim all the costs of defending you in any tax enquiry, intervention or dispute (up to a maximum of £100,000).

Once your cover is in place, you simply need to contact us as soon as you receive any correspondence or communication from HMRC relating to a potential enquiry or dispute, and we will do the rest; from commencing your claim under the policy right through to crediting the proceeds against the liability of your fees, meaning you won’t have to worry about paying an invoice.

A fee protection policy could be right for you if you want:

  • protection against the unplanned cost of professional fees incurred dealing with HM Revenue & Customs enquiries or disputes; and/or
  • peace of mind in knowing that you will not have to settle or absorb the escalating cost of continuing enquiries; and/or
  • peace of mind of knowing that you will be represented professionally if challenged by HMRC.

The main benefits of a fee protection policy are:

  • Cover against the cost of professional fees incurred dealing with an enquiry or dispute with HMRC;
  • The level of cover offered (up to £100,000) is likely to be more than sufficient to cover the cost of dealing with such enquiries or disputes;
  • The provision of cover will enable you to access the expertise required to represent you and defend your position in minimising your potential exposure and liability during an enquiry or dispute;
  • You get exclusive access to a tax, VAT and payroll advice line at no extra charge, Monday to Friday from 9am until 5.30pm, to provide you with additional advice on any direct or indirect UK taxation query.
  • Access to employment law and business safety advice.

Before deciding to purchase a fee protection product, it is important that you consider whether the policy is right for you and you should thoroughly read all product literature before deciding whether to proceed.

Please remember that it is your responsibility to provide complete and accurate information to insurers when you take out a policy, throughout the life of the policy and when you renew the service. Failure to disclose information or any inaccuracies in the information provided could result in the service being invalidated.

Working in partnership with one of the leading UK fee protection service providers.

Level of cover

  • Self-assessment enquiries
  • Schedule 36 interventions or inspections
  • Business record checks
  • VAT or PAYE compliance visits (where professional representation is necessary)
  • Correspondence and disputes following a VAT or PAYE compliance visit
  • Status disputes
  • CIS disputes
  • National Minimum Wage enquiries
  • Inheritance Tax enquiries
  • Child Tax Credit enquiries
  • Special Civil Investigations opened under Code of Practice 8 (limited to £5,000 and provided fraud is disproved)